100% Mortgage Funding

If you own a property with a substantial amount of equity or hold investment portfolios, (minimum value of £500,000 or currency equivalent) or internationally recognised bank guarantees and are looking to purchase a new property in the UK or an established Overseas location, you can apply for a cross collateralised mortgage.

This involves a loan to purchase the new property for 100% of its value and use existing assets as collateral. This has the benefit that you do not have to sell the additional assets to raise the capital and receive the interest and dividends for the duration it is being used as collateral for the property loan. Typical Offshore Portfolio Bonds that are deemed acceptable by lenders as suitable security include; Royal Skandia, Friends Provident International and HSBC Investment Portfolios.

Liquid can utilise internationally recognised Bank Guarantees to finance the purchase of property in the following countries:

UK
France
Germany
Italy
Spain
Belgium
Greece
Monaco

Please note:To utilise bank guarantees the minimum property purchase price is £500,000 (or currency equivalent).